📄️ 1. Introduction
Cardless ATM withdrawal, a service of withdrawing cash via smartphones without having to deal with debit/ cards and bank teller, has been facilitated jointly by Acquirer Network Switch provider and NCHL for all the issuing banks and financial institutions within the ecosystem of NCHL. This feature is applicable for both ONUS and OFFUS transaction from ATMs within Acquirer network.
📄️ 2. System Architecture
Cardless ATM withdrawal feature would enable BFIs or other technical members to facilitate their customer in withdrawing cash from ATM through channels such as mobile banking, connectIPS and/or any other NPI Integrated issuing instruments.
📄️ 3. API Specification
3.1 Authentication and Authorization
📄️ 4.Annexure
Return Reasons